Banking Data Analytics

Banking domain knowledge plays a vital role in banking analytics. We work with different layers of the banking structure, to provide key metrics to every possible role in the end-to-end banking chain.

Data Lake

We have set up data lake that gets near-real time as well as real-time data from different modules of the OLTP banking system.

The data lakes becomes the primary source of analytics for all.

  • CBS - Core Banking System
  • ATM
  • Loan Management
  • NEFT, RTGS, SWIFT
  • CRM
  • Mobile and Online banking
  • Fraud and Risk incidents
  • Website visit statistics

ML on ATM Data

Optimal cash balance in ATM to ensure cash availability without going dry, is one key factor on ATM predictions.

We have created unique R model in ARIMA, for ATM prediction using the following parameters.

  • ATM location type - residential, commercial, mall etc.
  • Day of the week for yesterday, today, tomorrow
  • Holiday flag for today
  • Regional festival data
  • Number of nearby ATMs
  • Past loading and withdrawal pattern of ATM
  • New business near the ATM
  • Customer cluster in the ATM area

Case Study

We are currently engaged in one of the USD 2Bn market cap bank in India.

  • Created 500+ charts for various roles
  • Implemented robust security for information hiding
  • Identified 5 ML candidates for prediction
  • Implemented end to end - ETL to ML
  • Optimized performance for less than 4 seconds response
  • Complemented existing compliance reports with dashboards
  • Data is in on-premises servers
  • Data consistency checks are made
  • Auto emailing of dashboards is implemented

‍Customer List

IIT Madras
IDFC Bank
MetricStream
Merittrac
Hexaware
HCL Technologies
Global Analytics
Enstar Group
Datascan
Daimler Chrysler Research & Technology
Curatio
Compuware
CompassLabs
Cognizant
TVS Logistics
Star Health
WIPRO
Verizon
Ultramatics
Swaas
Shipnet
RCS
Adrenalin
L&T Infotech

Dr. V. Krithika, M.S., Ph.D.
Assistant Professor, Sri Ramachandra University, Chennai
Expert - Healthcare Data Analytics
Passionate about the mathematical concepts behind ML/AI, Management
Sriraman Kalyanaraman
Senior Project Advisor, ICSR, IIT Madras
Principal Data Architect, Resileo Labs
Research on data analytics/Machine learning.
Development of data models for different industries
Planning for dashboard visualization and dashboard security
Development of APM open source tool - APPEDO
Pichumani Nagarajan
Founder & CEO, Resileo Labs

Data analytics, ML, AI
Entrepreneurship
Kaushik Raghavan
Data Architect, Resileo Labs

Data analytics, ML, AI
Test automation
Internet scale performance testing and tuning
Currently doing PhD at IIIT-DM Kanchipuram on data analytics